Financial Advisor in Spokane, WA
When your finances are on the line, you deserve a trusted partner like Interactive Wealth Advisors to manage your portfolio, reach and exceed financial goals and guarantee maximum financial satisfaction.
About Interactive Wealth Advisors
Interactive Wealth Advisors is a Registered Investment Advisor and financial advisory firm serving Spokane, Washington, and its neighboring cities.
We provide a number of services, including objective, fee-only advice, and portfolio management, to allow our clients close to retirement to enjoy their leisure days. Our strategies as retirement financial advisors will focus on growing, managing, and preserving wealth throughout retirement.
We work with busy professionals and executives nearing retirement as retirement planners in demanding high-tech industries like semiconductors, manufacturing, and information technology. These professionals often work round the clock attending business meetings, managing staff, and serving clients.
And on free days, our clients travel with friends and family, appreciating the great outdoors, working on fun projects, and celebrating life’s little moments. We are also small business financial advisors dedicated to helping small business owners make the best financial decisions, scale in record time, and work towards retirement income planning.
The Benefits of Hiring a Financial Advisor in Spokane
Fee Transparency
Registered financial advisors share their fees upfront and how it is calculated. They believe that transparency begins with the first interaction with clients, then the fees, and every step in wealth management in Spokane to ensure that you meet and exceed your goals.
Dedicated Financial Team
A fee-only financial planner is 100% dedicated to you and your business. They do not receive compensation when clients invest with certain asset managers or funds.
Professional Team Effort
Dentists handle toothaches, mechanics work on faulty cars, and a certified financial planner professional in Spokane, WA, will handle your finances. Managing your finances shouldn’t be trivialized, so it will be prudent to get an expert to optimize your fiduciary investment management and financial plans.
Emotion-Free Investing
Sticking to the plan in investing can be tricky, especially when the numbers are not progressing as you had envisaged. That’s why advisors help clients maintain a disciplined, long-term financial approach. They act as behavioral coaches, providing guidance void of emotion.
The Expert Difference
When you work with a dedicated private wealth management company, you gain access to a team of experts to assist you in reaching your long-term and short-term financial goals. Every team member will be available to answer any questions about your financial plans.
What We Do
Why Choose Us?
As independent financial advisors serving Spokane, we offer a robust package of fiduciary services to our clients, including
Tax Minimization Strategies
We understand taxes are recurring expenses, so we offer tax planning and reduction strategies and work with your CPA on implementation. We also ensure efficient investment risk management for your portfolio.
Inheritance or Financial Windfall Planning
We will develop a comprehensive wealth management plan to invest your windfall, minimize your taxes and maximize your chances of achieving your short and long-term goals. Our advisors can also help you with the sudden wealth management plan for your financial life to ensure it is preserved and multiplied.
Transitioning Your Legacy and Wealth
We provide Trust and Trustee Services as one of our overall tax and estate planning offerings. Our reliable family wealth management service will help you transition your wealth in an orderly way to care for your heirs.
Planned Charitable Giving
Our financial advisors will help you determine the most efficient way to donate your money, whether through retirement distributions, donor-advised funds to transfer appreciated stock, charitable gift annuities, or remainder trusts.
Our core values as top wealth managers require us to listen attentively to our clients, filter every decision, prioritize important tasks, and make minor improvements to achieve massive outcomes. And when things do not go as planned, we take full responsibility with zero excuses.
Since our core values drive how we act, invest, hire, evaluate, and solve problems, our clients get informed strategies to grow their success through significant financial and life decisions.
Plus, as both a registered investment advisor and company run by CFP® professionals, we take pride in serving as fiduciaries for our clients. That means that every compensation comes strictly from our clients’ fees. As a no commission financial advisor serving Spokane, IWA and our employees will not receive or accept any compensation from selling securities or other investment products or services.
As wealth asset managers, we continuously invest in the systems, people, and expertise to provide our clients with the best services to ensure their satisfaction and meet their financial needs.
Our Approach
The seasoned members of Interactive Wealth Advisors work together to create a customized wealth plan to last through the future years. We are your best bet for a certified Spokane financial planner, providing comprehensive and integrated solutions for high-net-worth clients and moderate-income earners, including
- Tax strategies for HNW and UHNW
- Retirement planning
- Business succession planning
- Equity compensation planning
- Trust and estate planning, including gifts to family and charitable giving
We also offer Trust services for high-net-worth families to help them:
- Maximize wealth transfer between generations
- Build philanthropic legacies via charitable annuities and trusts or foundations
- Ensure their benefactors get the resources they need
We do not leave our clients after the trust has been established. We continue to work as your family financial advisor years after as corporate trustees and trust managers.
Who Is It For?
We cater to the needs of HNW investors entering retirement, facing a future large potential tax bill, thinking about selling their company, diversifying their real estate holdings, or a host of other complex planning needs, including
- Electrical Engineers
- Property owners
- Business owners
- Charitable people
- Retirees
What Are the Costs?
At Interactive Wealth Advisors, we are registered investment advisors in Washington and Oregon. We do not receive any compensation, referral fees, kickbacks, commissions, or side deals from other third-party fiduciary services when our clients invest in a product.
As a fiduciary serving Spokane, WA, we believe in transparency in our fee schedule information.
Below is the summary of the fees you will have to pay us. We hope the figures in the chart help you make more informed financial decisions.
| Assets Under Management | Annual Fee |
| $0 to $499,999 | 1.25% |
| $500,000 to $1.0 million | 1.00% |
| Next, $2.0 million | 0.75% |
| Next, $2.0 million | 0.55% |
| Above $5.0 million | 0.45% |
For example, if a client has $650,000 in investable assets, they would pay 1.25% on the first $499,999 and 1% on the remaining $150,001 for an average fee of 1.19%. A client with $2,500,000 in investable assets would pay 1.25% on the first $499,999, 1% on the next $500,000, and 0.75% on the remaining $1,500,001 for an average fee of 0.90%.
We bill and collect quarterly fees for services most recently provided in arrears. However, we will alter payments for incomplete quarters at the start or dissolution of the relationship, depending on the account’s active days in the quarter.