Financial Planning for Business Owners in Oregon

If you’re a small business owner, doing your personal and corporate books can be doubly taxing. With Interactive Wealth Advisors’ help, you can simplify the process by integrating your business and personal planning— in an attempt to find synergies that may help to provide tax and retirement planning opportunities.
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Financial Planning for Business Owners

Interactive Wealth Advisors (IWA) is a wealth management company that helps business owners nearing retirement plan for their future. IWA provides customized solutions designed to help improve the financial stability of owners and their families. 

One of the primary objectives of IWA is to reduce the stress associated with impending retirement by helping business owners understand their options and make sound decisions to achieve long-term financial security. By working closely with clients throughout their journey, IWA strives to create an atmosphere of trust and collaboration to feel confident in all aspects of their relationship with the company. 

Retirement Wishes

Why People Hire Us

Retirement Planning
Our well-designed process and experience will leave nothing to chance when it comes to your successful retirement.
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Investment management
Once we’ve helped you define your goals and objectives, our investment management will be the engine that drives your plan.
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Transition planning
Whether you receive large windfall or an uninvited misfortune, we’ll help you make smart decisions and minimize the financial stress.
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Business Owner Planning
With Interactive Wealth Advisors’ help, you can simplify the process by integrating your business and personal planning — in an attempt to find synergies that may help to provide tax and retirement planning opportunities.
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Tax Planning
With Interactive Wealth Advisors’ help, you can simplify the process by integrating your business and personal planning— in an attempt to find synergies that may help to provide tax and retirement planning opportunities.
Read more
Estate Planning
At Interactive Wealth Advisors, our estate planning services are designed to help you protect your family and assets while making sure they are used in the way you want. Whether it is creating a simple will or advanced trust, we can develop a custom estate planning solution that fits your needs and goals.
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IRA planning
Interactive Wealth Advisors is a fee-only financial planner in Portland, and our IRA retirement planning service will help you navigate the financial challenges of today’s dynamic retirement planning process.
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Social Security Planning
Social Security is a crucial part of preparing for retirement. Created in 1935, the Social Security Administration (SSA) was designed to help protect people from becoming destitute if they become disabled or too old to work. It provides benefits to retirees, disabled workers, widows, widowers, and their families.
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Asset Protection Planning
It has taken blood, sweat, and extreme work ethic to build your business or brand and accumulate wealth. Now that you are a high net-worth individual, it’s vital that you take deliberate steps to preserve this wealth. This is where asset protection planning comes in.
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Holistic financial planning
When it comes to preparing for the future, you want a team that understands your goals, dreams, and finances. That’s why we offer holistic financial planning and sudden wealth counseling services that are specifically designed to help you make the most of your money.
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Investment management for trusts
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IPO & Pre-IPO Tax and Financial Planning
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Stock option planning
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Wealth management
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Restricted Stock Units Planning Advisor
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Liquidity Event Planning
Liquidity risk management assessment and planning in Portland, OR, and surrounding areas. Our personalized advice on liquidity event planning will help you attract better return opportunities. Book a call with our advisors today!
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Financial Windfall Planning
Expected or not, windfalls are a dream come true. While you may be tempted to purchase or experience life’s luxuries, taking a step back and rethinking how to manage the money is crucial. In this case, hiring a windfall financial planner would be the first step to safeguarding your financial future.
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Business Transition Advisor
Planning on selling your business? At Interactive Wealth Advisors, we help you build a tax-efficient exit strategy. Our company provides expert advice to help you prepare to sell your business. Book a call with our advisors today!
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Multi-generational planning
Fee-based multi-generational wealth and financial planning in Oregon. Our personalized advice on strategic planning for the family business will help you attract better return opportunities. Book a call with our advisors today!
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Legacy planning
Fee-only legacy planning services in Oregon. We specialize in legacy financial services, legacy estate planning, family legacy planning, retirement planning, and more. Book a call with our advisors today!
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Tactical Investment Management
Fee-only Tactical Investment Management advisor and consultant in Oregon. We specialize in fiduciary investments, retirement planning, asset protection planning, tax planning, and more. Book a call with our advisors today!
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Fee-based investing
Fee-based investment advisor in Oregon. Our personalized advice on investment management will help you attract better return opportunities. Book a call with our advisors today!
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Charitable planning
Charitable giving financial planning in Oregon. We are charitable planning advisors specialized in supporting high-income earners, business owners, retirees, healthcare professionals, and IT professionals. Book a call with our advisors today!
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Tax Reduction Strategies
Tax savings strategies for retirees, business owners, and high-income earners in Oregon. We are tax advisors specialized in supporting high-income earners, business owners, retirees, and IT professionals. Book a call with our advisors today!
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Our Process

Our process begins by gathering information on all relevant financial status, including personal assets, liabilities, income, and expenses. Since a business owner’s most significant asset is his or her business, we perform a business valuation and assessment of the company’s key performance indicators (KPI) to see how it stacks up against the competition.

Once this data has been compiled, recommendations for investing or saving strategies will be generated based on risk tolerance, KPIs, and longer-term investment goals. Additionally, insurance options may be recommended to help mitigate potential risks in later years and protect assets. Finally, estate and tax planning advice may also be offered if there is an inclination towards passing down one’s legacy.

retirement consulting portland

Our Financial Planning For Small Business Owners Services Include

Wealth Management

Our wealth planning for business owners is crafted to manage your assets and investments comprehensively, ensuring they align seamlessly with your distinctive financial goals.

Cash Flow Planning

The lifeblood of your business is its cash flow. We excel in strategic planning to optimize this crucial financial aspect, ensuring your operations thrive for ongoing growth and success

Retirement Planning

We offer comprehensive retirement planning that includes 401k, SEP IRAs, and SIMPLE IRAs. Our approach ensures a retirement experience that aligns with your goals and supports the aspirations of your employees.

Risk Management

Protecting what you’ve built is paramount. Our risk management strategies analyze and mitigate potential risks, providing a robust shield for business uncertainties.

Succession Planning

Our succession planning services are designed for a seamless transition, encompassing valuation, leadership development, and tailored strategies to secure the future of your business

Investment Planning

We offer personalized portfolio management and investment advice for small business owners, aligning investments with your unique financial vision.

Legacy and Estate Planning

Our legacy and estate planning services ensure the smooth transfer of wealth, preserving your financial heritage for generations.

How can we help?

Interactive Wealth Advisors (IWA) provides a unique solution to help business owners nearing retirement. IWA is a fee-only financial planning and investment services company specializing in helping business owners with retirement or a future liquidity event.

One of the key benefits of using IWA is its ability to help them maximize an owner’s business value from an initial business valuation to strategies to maximize the business’s sale price that will lead to multiple offers from highly motivated buyers. 

How can IW help with your retirement planning

Who is it for?

Interactive Wealth Advisors (IWA) focuses on business owners with mid-sized firms generating one to five million dollars in EBITDA. Their firms vary from manufacturing, technology, real estate, digital marketing, and medical. However, the industry isn’t as important as the company’s financials, which will provide the business owner with the greatest return on investment versus using a specialized investment bank.  

Why choose us?

We focus on the unique needs of business owners looking to exit their business in the next five years. Our team of experienced professionals offers a variety of options from business valuation, KPI analysis and recommendations, and advanced tax strategies to minimize taxes on the sale of your business to finding multiple competing bids for your business sale.   

Retirement planning for business owner

Why Having a Financial Advisor For Business Planning Is Important

Considering the role of a financial advisor in your business? Their importance becomes clear when you examine key aspects of business finance.

Do you have a roadmap for your business’s financial goals?

A financial advisor creates a strategic plan aligned with your objectives, offering a roadmap for success.

Are you maximizing tax efficiencies in your business?

A professional will offer tax planning guidance, leveraging deductions and credits to minimize tax liabilities.

Why Having a Financial Advisor For Business Planning Is Important

Do you have a comprehensive risk management strategy?

A financial advisor for business planning assesses risks and implements strategies, like insurance, to protect against unforeseen challenges.

Are you planning for long-term business and personal wealth?

A financial planner for business owners integrates business and personal financial planning for holistic, long-term success.

investing tax-efficiently

Are you ready for unexpected changes in ownership or leadership?

A professional advisor aids succession planning, ensuring a smooth transition and preserving business value.

Are you optimizing cash flow for short and long-term needs?

A financial expert can assist in cash flow planning and managing resources for sustained business growth.

Investing in business owner financial planning and working with an expert is crucial for addressing these questions and more, providing expert guidance to navigate the complex financial landscape and position your business for lasting success.

calculating retirement withdrawals

Best Practices When Considering a Sale

If you’re like most owners, the majority of your wealth is tied up in your company. Increasing the value of your largest asset so it thrives can have a much faster impact on your overall financial picture than a bump in the stock market or the value of your home. Here are some proven ways to increase the value of your company to maximize your return on investment. Learn more about successfully scaling your business in our guide.
Business owner planning prior to and after your sale is critical to maximizing your after-tax return. We’ve seen millions of dollars lost to unnecessary taxes because the owner didn’t have the proper strategies in place before, during and after the sale. Take control of the process instead of it taking control of you and your family.
Take to Market
Most business owners receive less than three offers when it comes time to sell and the majority only have a single buyer at one time who is interested. This puts control in the buyer’s hands and you at a disadvantage. We’ve seen countless cases of buyers nickel and diming owners during late stages of negotiations. Why not flip the script to your advantage with buyers bidding up and against each other for your company.

Frequently Asked Questions

What is financial planning for business owners?

When you are a business owner, it is essential to understand your financial situation and how best to manage it. Financial planning for business owners typically includes creating budgets, forecasting income and expenses, developing investment strategies, and more. By planning and tracking your progress over time, you can make informed decisions that will help protect your assets and optimize your cash flow.

Why can a good financial plan guarantee you a happy retirement?

Retirement can be very stressful, and not having a solid financial plan can make it even harder, so wealth management for business owners is critical. A good financial plan will help minimize your risks and provide you with the security you need as you transition into retirement. It will also allow you to live a comfortable life while living off your investments.

Is it worth hiring a financial advisor for entrepreneur financial planning?

There are a lot of great benefits to hiring a financial advisor for a business owner’s personal planning needs. First and foremost, an advisor can help you steer clear of common money mistakes that can lead to long-term problems. Second, they are skilled in providing personalized advice that is tailored to your specific needs and goals. And last but not least, advisors typically have a deep understanding of the stock market which means they can provide you with expert tips on how to invest your money best.

How can Interactive Wealth Advisors help?

Interactive Wealth Advisors (IWA) is a wealth planning firm for business owners. We offer business owners personalized financial advice that focuses on the owner’s most significant asset that other advisors overlook. IWA guides everything from cash flow planning and selling your business to retirement planning and estate planning. Additionally, we offer business valuations, KPI analysis and recommendations, and advanced tax strategies to minimize taxes on the sale of your business to finding multiple competing bids for your business sale.

How much does it cost?

There is no one-size-fits-all answer to this question, as the cost will vary depending on the portfolio’s size and complexity, the advisor’s experience, and the services that are being provided. However, a ballpark estimate would be around one percent of assets under management.
ABOUT INTERACTIVE WEALTH ADVISORS
Interactive Wealth Advisors is a Registered Investment Advisory firm in the State of Oregon and Washington. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.
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