Charitable Planning Advisor

Charitable planning for dreamers and doers. Care, Give, and Benefit with charitable planning
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With effective and strategic charitable event planning, you can make a lasting impact on your preferred causes while becoming eligible for significant tax deductions. To achieve this, you can get a charitable planning lawyer or financial advisor to document your charitable contributions, ensure they’re incorporated into your long-term financial plan, and secure a financially stable future for yourself, your family, and your community.

Our Oregon tax consultants at Interactive Wealth Advisors provide charitable planning services to our clients — we are attentive and proactive in offering technical tax compliance advice to help them achieve their ultimate philanthropic goals.

charitable estate planning

Why People Hire Us

Retirement Planning
Our well-designed process and experience will leave nothing to chance when it comes to your successful retirement.
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Investment management
Once we’ve helped you define your goals and objectives, our investment management will be the engine that drives your plan.
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Transition planning
Whether you receive large windfall or an uninvited misfortune, we’ll help you make smart decisions and minimize the financial stress.
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Business Owner Planning
With Interactive Wealth Advisors’ help, you can simplify the process by integrating your business and personal planning — in an attempt to find synergies that may help to provide tax and retirement planning opportunities.
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Tax Planning
With Interactive Wealth Advisors’ help, you can simplify the process by integrating your business and personal planning— in an attempt to find synergies that may help to provide tax and retirement planning opportunities.
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Estate Planning
At Interactive Wealth Advisors, our estate planning services are designed to help you protect your family and assets while making sure they are used in the way you want. Whether it is creating a simple will or advanced trust, we can develop a custom estate planning solution that fits your needs and goals.
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IRA planning
Interactive Wealth Advisors is a fee-only financial planner in Portland, and our IRA retirement planning service will help you navigate the financial challenges of today’s dynamic retirement planning process.
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Social Security Planning
Social Security is a crucial part of preparing for retirement. Created in 1935, the Social Security Administration (SSA) was designed to help protect people from becoming destitute if they become disabled or too old to work. It provides benefits to retirees, disabled workers, widows, widowers, and their families.
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Asset Protection Planning
It has taken blood, sweat, and extreme work ethic to build your business or brand and accumulate wealth. Now that you are a high net-worth individual, it’s vital that you take deliberate steps to preserve this wealth. This is where asset protection planning comes in.
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Holistic financial planning
When it comes to preparing for the future, you want a team that understands your goals, dreams, and finances. That’s why we offer holistic financial planning and sudden wealth counseling services that are specifically designed to help you make the most of your money.
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Investment management for trusts
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IPO & Pre-IPO Tax and Financial Planning
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Stock option planning
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Wealth management
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Restricted Stock Units Planning Advisor
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Financial Windfall Planning
Expected or not, windfalls are a dream come true. While you may be tempted to purchase or experience life’s luxuries, taking a step back and rethinking how to manage the money is crucial. In this case, hiring a windfall financial planner would be the first step to safeguarding your financial future.
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Business Transition Advisor
Planning on selling your business? At Interactive Wealth Advisors, we help you build a tax-efficient exit strategy. Our company provides expert advice to help you prepare to sell your business. Book a call with our advisors today!
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Legacy planning
Fee-only legacy planning services in Oregon. We specialize in legacy financial services, legacy estate planning, family legacy planning, retirement planning, and more. Book a call with our advisors today!
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What is Charitable Planning?

Charitable planning is an intentional effort to achieve one’s philanthropic goals while ensuring the most tax-efficient outcomes for the individual and beneficiaries. So you can help change the world with practical charitable planning strategies to implement a generous giving plan, achieve legacy goals, and maximize tax advantages.

What are the Tax Advantages of Charitable Planning? 

There are a couple of federal government-established tax incentives to encourage charitable giving – incentives for income, capital gains, and estate tax deductions.

Income Tax

Donations to a qualified charity are tax deductible and may make you eligible for a deduction amount equal to the fair market value of your contribution. But because of the yearly deduction limitations against your Adjusted Gross Income (AGI), you can seek charitable tax planning advice from your tax advisor. You can try “bunching” your contributions in one tax year to raise the amount you donate in a high-income year.

tax planning with charitable trusts

Estate Tax

The estate tax is charged on the net value of an estate before it is passed on to beneficiaries. However, donations to a qualified charity may reduce this tax, depending on your legal arrangement.

Also, including charitable giving estate planning in your financial plan while you are alive may exclude the gifted assets from your assets – and the icing on the deductions is that it is limitless!

Capital Gains Tax

Short-Term Assets

These are assets you keep for a year or less. Now if you sell a short-term asset before donating the proceeds, there will be a regular income tax on the gains of that sale. But if you donate the asset, the IRS will record the contribution as a cash donation deductible against AGI up to 60% for a public charity and 30% for a private foundation.

Long-Term Assets

These are assets owned for over a year. Long-term capital gains are taxed at lower rates, allowing you to eliminate taxes on the capital gains as long as you don’t sell before donating. So, charities receive a more significant donation.

charitable trust planning

Our Charitable Estate & Tax Planning Services

IRA or Retirement Plan Beneficiary Designations

With charitable IRA planning, you can choose an organization to become the beneficiary of your IRA or retirement plan, like 401(k) or 403(b). This is an ideal option since your donation is tax-deductible with Roth IRA planning, so the charity will not be responsible for any income tax on the donation.

Charitable Legacies

Advisors at IWA can work with you to include donations in your will. So in the amended will, you can fix a specific amount, a percentage of an estate, or both to give to particular charities.

charitable tax planning

Charitable Trusts

Charitable trusts are often introduced to “lock in” certain economic benefits and tax savings. It’s a charitable estate planning strategy to reduce taxable estate by moving assets out of the estate for charity. With our experienced advisors at Interactive Wealth Advisors, you can rest assured that your legacy will be transferred successfully during your lifetime while ensuring maximum tax efficiency.

Elder-care Consultation 

At IWA, we offer our clients a comprehensive strategy for adequate long-term care planning. Our financial planners can help you identify and implement methods to preserve your assets to guarantee financial security and accomplish your philanthropic goals.

charitable gift planning

Who Is It For?

Interactive Wealth Advisors offers charitable trust planning services to implement a giving plan for our clients, including:

Company Executives

We help companies structure and implement corporate philanthropy programs. And when our clients want to improve their philanthropic mission, we guide them to invest in the ideal and qualified charity organizations.


We offer personalized business exit strategies and financial planning for small business owners to manage the impact of a significant liquidity event, like the sale of a company or highly appreciated real estate.

Retirees and Wealthy Families

We assist our clients in forming their private family foundations and avoiding violating any of the numerous IRS rules to run a foundation. We ensure that every step of the process follows tax compliance rules to meet legacy goals and utilize tax benefits.

charitable contributions

Our Process

Step 1: First Meeting
We will schedule a call to speak with you and learn your unique requirements for charitable gift planning. We will also discover your expectations from us as your advisors and share our values and approach. If you decide we are a fit, you can get back to us, and we will schedule more calls for further conversations.
Step 2. Define your goals
Now, we will start by helping you define overall goals and objectives. Discussing charitable gifting strategically for long-term achievements lets you understand your priorities and expected legacy. With this, we can work with you to create and implement a charitable giving plan to achieve those goals.
Step 3. Find Ideal Organizations
After understanding your goals, we will recommend qualified organizations that align with your interests, ensure tax efficiency, and guarantee connections with like-minded donors to broaden your network.
Step 4. Incorporate Giving Into Financial Planning.
As experts in philanthropy, we can help you incorporate giving into your financial planning to make your goals realistic with fewer taxes. We also ensure that the tax planning with charitable trusts follows Oregon’s rules, regulations, and tax codes. So, if you have a mortgage, your estate planning advisor can identify your tax-deductible interest and reduce your income.
Step 5. Maintain the Working Relationship.
We are dedicated to working long-term with you on your charitable planning. Regardless of your philanthropic vision, our professional financial advisors are focused on helping you make a difference in your community and future generations.

Why Choose Us?

We Know Our Onions

Interactive Wealth Advisors experts offer a boutique of products and services for tax estate and financial planning for the elderly with maximum tax benefits. Our team stays up-to-date with the latest tools and ideas on offering charitable gifts to facilitate and provide the most efficient options.

We Are Thorough

Our team takes a personalized approach to identify the most effective strategies for our clients. We are careful and thorough in understanding and providing a holistic system to transfer your assets and ensure your legacy.

charitable giving tax planning

Unrivaled Quality Service

We do not stop working after drafting and signing documents. We will update you on the charitable giving tax planning status and ensure appropriate implementations align with your goals.

We are Local

Tax laws, regulations, and rules are ever-changing, especially in different states. As a financial planning company in Oregon, we stay knowledgeable about updated laws and offer tax-compliant solutions.

charitable planning techniques

Frequently Asked Questions

Is It Worth Getting an Advisor for Charitable Giving?

Yes, getting an advisor for charitable giving is worth it!

An advisor will help you maximize philanthropic impact, build strategic partnerships, reduce operational inefficiencies, and optimize tax reductions.

What is a Charitable Giving Plan?

A Charitable Giving Plan is a strategy that provides a general view of the advantages of incorporating giving into your financial planning, like traditional methods of maximizing philanthropic, tax, and legacy planning goals.

Tax Benefits of Charitable Planning

The federal government established several tax incentives to encourage charitable gifts to individuals and qualified organizations. These incentives reduce your income, capital gains, and estate taxes.

The general objective is to help clients during every step of growth, structuring, merging, acquisitions, and managing state, local, and federal taxation exposure.

What are My Options for Charitable Giving?

Here are some options for giving.
  • 1. Cash
  • 2. Stocks and Securities
  • 3. Planned giving and trusts
  • 4. Valuable assets

What Can I Expect from a Charitable Giving Planning Advisor?

A charitable planning financial advisor will help you define your goals and develop a strategy. They will also help you understand the intricacies of your unique situation and recommend charitable planning techniques to maximize your philanthropy. They will also help you incorporate your giving into your financial planning to improve tax efficiency.
Interactive Wealth Advisors is a Registered Investment Advisory firm in the State of Oregon and Washington. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.
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