Social Security Retirement Planning in Oregon

Personalized Social Security Retirement Planning that addresses your unique needs
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Social Security Retirement Planning in Portland

Interactive Wealth Advisors is committed to helping you reach your financial goals through expert advice and a personalized approach to Social Security Retirement Planning.

Our mission is to help you protect your money and build your wealth for longevity. Schedule a call back with one of our PERS & Social Security advisors today!

How Can We Help?

Social Security is a crucial part of preparing for retirement. Created in 1935, the Social Security Administration (SSA) was designed to help protect people from becoming destitute if they become disabled or too old to work. It provides benefits to retirees, disabled workers, widows, widowers, and their families.
For Social Security planning help, you need advice from a team of professionals who know all the ins and outs of the system. We are a team of social security financial advisors who offer personalized service and guidance so that you can make informed decisions about your future.

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Why People Hire Us

Retirement Planning
Our well-designed process and experience will leave nothing to chance when it comes to your successful retirement.
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Investment management
Once we’ve helped you define your goals and objectives, our investment management will be the engine that drives your plan.
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Transition planning
Whether you receive large windfall or an uninvited misfortune, we’ll help you make smart decisions and minimize the financial stress.
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Business Owner Planning
With Interactive Wealth Advisors’ help, you can simplify the process by integrating your business and personal planning — in an attempt to find synergies that may help to provide tax and retirement planning opportunities.
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Tax Planning
With Interactive Wealth Advisors’ help, you can simplify the process by integrating your business and personal planning— in an attempt to find synergies that may help to provide tax and retirement planning opportunities.
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Estate Planning
At Interactive Wealth Advisors, our estate planning services are designed to help you protect your family and assets while making sure they are used in the way you want. Whether it is creating a simple will or advanced trust, we can develop a custom estate planning solution that fits your needs and goals.
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What services do we provide?

Personalized Social Security Retirement Benefits Analysis
We gather information on your work history, earnings, family, and other factors to assess your situation. We will then present a personalized analysis of your expected monthly PERS and social security benefits.
Social Security Claiming Strategies
We will discuss your claiming options, including when you should start receiving benefits. We can also help you decide if delaying receipt of benefits would benefit you and, if so, how long you should wait before applying.
Social Security Cost-of-Living Adjustments (COLAs)
COLAs are annual increases in Social Security benefits based on changes in the Consumer Price Index (CPI). Our advisors and experts can help analyze whether or not your COLA will be larger than usual over the next few years and what effect this could have on your social security income planning needs.

Best Practices For Social Security Planning

Your total income
Your benefits may affect other parts of your social security financial planning. For example, if you want to work after age 66, Social Security could be an essential part of your income.
Other income sources
Social Security is not the only source of cash available to retirees. Many people have pensions and 401(k)s that provide monthly payments during retirement. Other sources include rental properties and interest from savings accounts.
Your assets and investments
Some savvy retirees have assets and rely on their investment portfolios for retirement income. These assets play an important role in how much money retirees need from Social Security each month.
Your age and health status
The younger you are when applying for Social Security benefits, the longer you will receive them. There’s also an option to apply for a reduced benefit if you are disabled before reaching full retirement age (FRA). If you’re not already receiving Medicare coverage through another source (like a spouse), this is another consideration when deciding when to apply for Social Security retirement benefits.

Our Process

Financial Situation Review
We review your current financial situation and retirement goals, including your existing investment portfolios, Social Security benefits, pensions, and annuities.
Risk Tolerance Assessment
We assess your risk tolerance to help you determine your ideal asset allocation. We also advise which accounts you should use to achieve your goals best.
Recommendation & Evaluation
We recommend an appropriate mix of stocks and bonds based on your risk tolerance and time horizon. We also evaluate whether or not it makes sense for you to consider adding alternative investments to diversify your portfolio.
Customized Roadmap Creation
Once we’ve determined the right investment stocks and bonds, we’ll put together a plan that provides a road map for how much money you’ll need at various points throughout retirement, so you don’t run out before you die.

Who Is It For?

Our Social Security planning services cater to a diverse group of people. Those that can benefit from our smart planning services include:


Our PERS retirement plan services help you determine how much income you’ll need in retirement, steps that ensure your future financial security, and how much additional income you may be eligible for in regards to your work history.


Many couples may qualify for two Social Security benefits: one for each spouse. This is called “combined benefits” or “married filing jointly” status.
If you’re a married couple and one of you is retiring, we can help you with social security planning for couples strategies for the future. With social security planning for married couples, your retirement income will likely be split between two people, so it’s crucial to ensure that your nest egg is big enough to support both of you.

PERS and social security


If your spouse has passed away, you can take steps to ensure that all of their assets pass on as intended. Our Social Security widow(er) planning services will help you navigate this difficult time so that you can continue living comfortably in your home without worrying about finances.

Other categories of people who can benefit from our social security planning services include
Those planning early retirement and want to know when they will receive their first check.

  • Those already retired but not yet receiving benefits because they haven’t reached full retirement age (FRA) or have stopped working before reaching FRA.
  • People with disabilities or those caring for disabled family members who need help applying for disability benefits.
  • Divorced spouses who may be entitled to spousal benefits.
  • Family wealth transitions solutions—families with wealth that they want to transfer to their children, grandchildren, and other family members.

Often, these families have a lot of money tied up in the company and need help figuring out how to transfer ownership of the company hassle-free. As a financial advisor for small business owners, we can help with wealth management financial planning, and transfers without disrupting the business.

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Why Choose Us?

Here for You
We are an investment firm in Oregon, boasting a team of social security specialists passionate about helping you achieve your financial goals. Interactive Wealth Advisors is committed to providing top-notch services and tailored planning advice.
Solid Experience & Expertise
We believe it takes more than a number-crunching calculator to deliver sound financial advice. We have over 20 years of experience working with individuals and small businesses in Oregon, and surrounding areas. Our goal is to provide clients with the knowledge and tools they need to retire in style.
Fully Independent
As an independent retirement consulting firm and unbiased financial planner, we are not tied to any financial product or insurance company. So, you can trust that we are rooting for you, helping you find the best retirement options.
Free Consultation
We offer free consultations, working closely to ensure we understand your goals and concerns.This allows us to provide the proper guidance to make an educated decision.

Frequently Asked Questions

What is social security planning?

Social Security planning is a process that helps you understand the options available to you when you retire, allowing you to make informed decisions about your future.

Why should you do social security planning?

Social Security planning is crucial as you gain clarity on your Social Security benefits, allowing you to decide whether to claim benefits early or wait until later in life.

Is it worth hiring a financial advisor for social security planning consultancy?

Since Social Security is integral to retirement planning, we believe everyone should get professional advice. So many factors go into Social Security planning, and an expert will offer invaluable input.

How can Interactive Wealth Advisors help?

Interactive Wealth Advisors provide customized social security consulting and corporate retirement plan consulting to help individuals and companies develop a comprehensive retirement and legacy plan that addresses their unique needs.

How much does it cost?

Our competitive charges vary depending on your specific situation. We have additional fees for services, such as investment management, tax planning, and estate planning. We believe in transparency, so we will always provide you with an estimate of all costs in advance.
Interactive Wealth Advisors is a Registered Investment Advisory firm in the State of Oregon and Washington. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.
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