Every year the Employee Benefit Research Institute publishes their Retirement Confidence Survey. Any every year one of the keys to overall retirement confidence is having a written goal. But for many of us, a retirement goal that needs million(s) of dollars seems daunting and even impossible to achieve. What if you’re investing as much as…
Looking back on 2014, history will show that it was a “pretty good” year to be an investor—in the United States. No one will remember the three minor corrections during the year that spooked the markets or the fact that no professional investor in January 2014 felt “really good” about being in either the bond…
[fusion_text]The IRS finally gave up after years of fighting that after-tax 401(k) dollars cannot be rolled into a Roth conversion. Most people simply put money into their 401(k) pre-tax–up to the annual employee limit. However, some plans allow employees to make contributions above the annual deductible limit on an after-tax basis. The employee didn’t get…