Why Choose Us?
People choose us because we specialize in helping those nearing retirement become successful retirees. We help our clients minimize their tax burden, build pre and post retirement portfolios designed for income and growth, navigate the complexities of social security and Medicare and show them how to pass a legacy down to their heirs and favorite charities.
Our Mission
Our mission is to prepare and guide individuals and business owners in the high-tech world on how to be successful retirees.
If you’re the type of person who wants to be 120% confident that you’re getting the best, conflict-free advice possible, you will love us. We built our business around our clients’ needs and what’s best for them, NOT the best way to sell you more stuff to high-five each other on fat commission checks. We’ve seen how the dark side operates (i.e., non-fiduciary advisors) and even how some bad apples are moving into the Registered Investment Advisors space after getting kicked out of the brokerage world. That’s why we follow the most stringent fee-only business standards.
Our Vision
We got fed up watching and working at firms that offered investors the same static, cookie-cutter investment strategies and high fee products. That’s why we started our firm in 2013 because we found a better way to plan for retirement.
At Interactive, we focus on a planning-first approach to complement our pre and post retirement portfolios that adapt to market conditions to minimize losses. This two-pronged approach gives our clients confidence that they’ll have a worry-free retirement.
Our Strategy
We follow a four-step process when developing, implementing, and tracking your plan. The first step is a detailed discovery meeting to understand your financial life. This involves an interactive mind-mapping session to ensure your goals align with your lifestyle. After our analysis, we’ll present our base-case scenario on how we think you’re doing and discuss your options. Next, we’ll run some different “what-if” scenarios to tweak your plan so it’s customized to your exact specifications and desired outcomes. Finally, we’ll implement and track your plan and investments using our PlanCycle90 process to ensure nothing falls through the cracks. Of course, life happens, so we’ll adjust your plan and investments to meet your changing needs.
Our Principles
Our principles of excellence, respect, service, and independence guide everything we do. We believe that personal wealth planning should be simple, intuitive, and collaborative – so our advisors always aim to create an individualized experience that meets or exceeds our core principles and values.
Our Values
Our core values drive how we act, invest, hire, evaluate and solve problems. They are:
- Own it – we take extreme personal ownership of everything without excuses.
- Simplify – Filter every decision. If it’s not a Hell Yeah idea, person, or whatever, then it’s a solid No.
- Be Mindful – live in the moment and focus on What’s Important Now.
- Listen then Talk – Listen to others before you make assumptions, then tell everyone on your team what you’re doing and why.
- Tweak it – micro improvements compounded over time result in massive outcomes. We are always looking for ways to improve.
How Are We Different?
Wealth management in Portland, OR means different things to different people. For us, it means serving our unique niche of individuals and business owners in the high-tech world who are getting ready for retirement. Our clients have a unique set of problems: demanding careers, long work hours, high tax rates, and potential business sales. These problems require customized solutions and experiences of a professional fiduciary that your average financial advisor isn’t equipped to handle.
In addition to our niche, we have also developed a risk model that helps guide our investment management decisions. The average fee-only financial advisor in Portland, OR uses a static asset allocation model to make all their decisions. They talk a big game, but their portfolios are no better than an expensive target-date fund at the end of the day.
We take a deep-value approach to select individual stocks, ETFs, bonds, and no-load mutual funds inside our portfolios. But what really separates us is our risk model overlay. It allows us to determine if we should overweight or underweight the market. This strategy allows us to minimize significant portfolio drawdowns while participating in market increases.
How We Work
We follow a unique four-step process we call The PlanCycle90 Difference to simplify our clients lives and give them more time to focus on the things they love. Let us show you how PlanCycle90 can help you achieve your goals faster.
Plans change, of course, so our proven PlanCycle90 process will adjust as our clients lives change to make sure nothing falls through the cracks.
