Imagine this… There’s a burglary in your neighborhood (not your house fortunately), but you have a 2-week trip planned and no one will be home. What do you do to protect your home while you’re away? Do you take precautionary measures? Talk to neighbors and ask them to keep an eye on your house? Maybe…
Do you put sunscreen on after you get sunburned? Click on your seatbelt moments before a crash? Go shopping for a fire extinguisher as an oil fire blazes in your kitchen? Accidents are sudden. They can come out of nowhere — just like market volatility and downturns. Sometimes there are predictors. Other times there aren’t. We are either prepared…
The greatest enemies of the equity investor are expenses and emotions. —Warren Buffet Fear, anxiety, and greed can make us impulsive. These emotions can blind us to logic and make us vulnerable to all sorts of biases. That’s never more true than when we feel threatened or stressed. When emotions run high and impulse takes over,…
The world today is shrouded by uncertainty. We are faced with a pandemic the likes of which has never been seen in modern history. All have struggled to adapt to the new way of the world and one of the areas hit hardest was the job market. In a recent study from NBC News, it…
We’re facing historic levels of uncertainty, which can be frightening when it comes to your retirement. Especially if you’re within the “fragile decade” — the 5 years before or after retirement. Because the decisions you make (or fail to make) right now can determine the fate of your future. The coronavirus, bear market, and recession…
“Can you hear me?” That’s the latest ploy of phone scammers. They’re trying to get recordings of people saying “yes” and use them to authorize fraudulent charges on people’s accounts.1 It’s just one of many different phone scams that raked in at least $493 million in 2019.2 In fact, even though we’re living in the…
A million dollars isn’t what it used to be. —Howard Hughes How true is that when it comes to your retirement nest egg? A cool $1 million is a still big chunk of change. But is it enough to cover today’s retirement expenses? Just how many years could your dream retirement last on $1 million?…
Retiring as a small business owner in the US requires both an exit strategy and a reliable retirement plan for you, your family and your staff. Read our blog to discover the top 7 strategies and retirement plans
How much of a struggle is it for you to keep your resolutions? When was the last time you actually kept one? For most folks, it’s a real challenge. And even if you’re pretty good with resolutions, no one’s batting a thousand here. We’ve all got room to improve. How do we do it? We…
What do you think inflation will do over the next year? What about the next 10 years? When you see the word “inflation,” do you fall asleep? Panic? Click to the next thing? It’s with us all the time, but most of us don’t spend a lot of time thinking about it (beyond noticing higher…